Author Mike Smalling

Credit Cards Are Evil. Really?

First, let me say that I really appreciate Dave Ramsey – I believe he has the heart of a teacher and wants to help people be financially successful. Secondly, I firmly believe that one of the biggest contributors to financial failure, for many people, is credit card debt. I’m adamantly opposed to it myself, but Read More

6 Things Highly Productive People Do Every Day

I read a great article this week that I want to share. You may do several of these things already, but I thought if you get even one additional idea, it is worth the read.  You can read the FULL ARTICLE HERE Here is my quick recap: Manage Your Mood a) If you start the day calm, with a Read More

The 3 Minute Question

We are getting close to putting a wrap on 2013 and will be making new action plans and setting our goals for 2014. With that in mind, I want to ask you a question prompted from a story that I heard on Thursday night. I was at a banquet and the main speaker was a Read More

Could you benefit from a Bi-Weekly Mortgage Payment?

There is not a month that goes by that I don’t get this question asked of me – “Is it smart to sign up for a bi-weekly mortgage payment?” Before answering, let me make sure you understand what a bi-weekly payment is and what it does. A bi-weekly payment simply takes your current mortgage payment Read More